Check out our Featured Articles in the About Us Section

 

Four in Five Americans Will Fall Short of Retirement Income Needs

Four of five Americans are expected to fall short of meeting all of their financial needs in retirement unless they improve their savings habits or retire at a later age. 

Click here to view the full article

 

Taking a Powerful Retirement Savings Vehicle in New Directions

Chances are you’ve heard the words “Roth IRA” at some point since you've started to think about planning for retirement.  Much like its counterpart, the Traditional Individual Retirement Account (IRA), which many investors are more familiar with, a Roth IRA offers an advantageous way to save for retirement by allowing any investment growth to accumulate in a tax-advantaged vehicle. 

Choosing to convert retirement assets to a Roth IRA can be an important part of your retirement and legacy planning strategy as you and your financial advisor work toward keeping more of your money for you and your heirs.  In addition, recent legislative changes have expanded conversion opportunities, allowing a greater number of investors to take advantage of them. 

Click here to view the full article by OppenheimerFunds-Individual Retirement Accounts (IRAs) - Roth IRA Conversion Strategies

 

1st Global 1st Qtr 2012 Perspectives Newsletter

Rebalancing Your Portfolio - Cornerstone Behavior of Wealth Building

Our Services

 

Welcome to our EHC Wealth Advisors LLC Website, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

 
Calculators

Financial IQ Test

Take this quick quiz to find out your Financial IQ

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Car Affordability

How much can you afford to pay for a car?

More Calculators →

Newsletters

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

Rising Popularity of Roth IRA as Retirement Vehicle

Investment in the Roth IRA has been growing dramatically. Fueling the growth of this popular investment vehicle are tax-free distributions in retirement and no mandatory withdrawals due to age. Compare the trade-offs of Roth IRAs with traditional IRAs, including eligibility limitations, annual contribution limits, and withdrawal considerations.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

More Newsletters →